Share/Savings Accounts
The first step to membership is a minimum deposit of only $5.00. Once you have established this account you are eligible to apply for any service provided by South Bend Transit FCU. If eligible, your immediate family can also become members and enjoy the many benefits of credit union membership.

Christmas Club Accounts
This account will help you save for that special time of year. Deposits can start the first day of the year through October. Funds from this account are distributed in the second week of October.


Other accounts available upon request by member



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Member benefits


Courtesy Pay- Weekly loans payment can be deducted from your paycheck and the CU will automatically make your loan payment for the loan on the due date. Do this and qualify for .50% discount rate on your loans!

Direct Deposit- Direct Deposit into your savings and SAVE money! Ask us for our routing number (271-291-813)and set everything up through your payroll company. Do this and qualify for .50% discount rate if you have loans!
Funds are insured by the NCUA up to $250,000.00

CUNA Credit Disability Insurance- If you are off work sick or injured for more than 30 days this insurance will pay your loan payment starting from day 1 of illness/injury. The premium is added at the time of your loan and included in your monthly repayment.


24-hour account access with online banking


Notary service available to members at no charge!


FREE FINANCIAL COUNSELING AND EDUCATION—Living paycheck to paycheck? Need assistance getting on the right track? We are here for you! Call us and we will help you manage your debt and help build you a stronger credit history.



Types of Accounts